Make confident money decisions — backed by the math.
Accurate, transparent financial calculators for Indian investors. From your first SIP to retirement withdrawals — every formula shown, every assumption disclosed.
Math you can trust
Verified against RBI, EPFO, and Income Tax Department references.
Instant results
Static, server-rendered pages. No spinners, no signup.
Transparent assumptions
Every formula and rate assumption is shown — no black box.
All calculators
Twelve focused tools that cover the most common money decisions in India — from your first SIP to retirement withdrawals.
Investment Planning
Plan SIPs, lumpsum investments, and withdrawals.
Savings Schemes
Government-backed schemes with guaranteed returns.
PPF Calculator
Calculate Public Provident Fund maturity with current rates.
EPF Calculator
Calculate Employee Provident Fund corpus at retirement.
Sukanya Samriddhi Yojana Calculator
Calculate maturity amount of Sukanya Samriddhi Yojana for your daughter.
NPS Calculator
Project your National Pension System corpus, lump sum, and monthly pension at retirement.
Loans & EMI
Work out EMIs, total interest, and amortization.
Tax
Income tax, GST, and deduction calculators.
Deposits
Fixed and recurring deposit maturity calculators.
Advanced
Returns analytics for irregular cashflows.
XIRR Calculator
Calculate XIRR for irregular cashflows like SIP, top-ups, redemptions.
FIRE Calculator
Plan early retirement with inflation-adjusted accumulation and drawdown phases.
Real Return Calculator
Adjust nominal investment returns for inflation. See what your money is really earning.
Tax-Optimal Withdrawal Planner
Find the tax-minimising way to fund retirement expenses across equity, debt, and tax-free buckets.
Frequently asked questions
Are these calculators free to use?
Yes. Every calculator on this site is free, requires no signup, and shows results instantly. We never store your inputs.
How accurate are the results?
Each calculator is verified against official sources (RBI, EPFO, India Post, Income Tax Department) with multiple test cases. Where rates change yearly (PPF, EPF, SSY), the latest official rate is the default — but you can override any input.
Is this investment advice?
No. The calculators are educational tools that show what is mathematically possible given your inputs. Actual returns vary, taxes change, and personal circumstances differ. Always consult a SEBI-registered investment adviser before acting.
Do you store the numbers I enter?
No. Calculations run in your browser. We do not log inputs, outputs, or attach them to any account.
Which Indian financial year do tax calculators use?
Income tax calculators default to the current financial year's rules. We update slabs, deductions, and surcharges within a few days of any official notification.